Unlock up to 50% of your property's value hassle-free, with TDSR exemption, and step into your retirement with peace of mind, knowing your financial security is assured.
Promotion
Enjoy attractive fixed rates from as low as 3.20% p.a.
Applicable for loan amount above S$500,000.
Features
TDSR Exemption
No need for TDSR for loan not more than 50% of property value
No Capital Prepayment Penalty
Choice of making capital prepayment without penalty to save on loan interest
Simple Add-On Loan Application
Application for subsequent Add-On Loan requires minimal document submission
Details
- Cash-out with a term loan up to 50% of private residential property value without having to sell your home
- Flexible partial capital prepayment to save on loan interest cost without penalty
- Subsequent Add-On Loan application requires simple application form completion and provision of identity proof and CPF statements only
- Total Debt Servicing Ratio (TDSR) exemption
- Fixed and variable rate packages available
Eligibility
For owner-occupied and investment private residential properties owners who are applying for mortgage equity withdrawal loans with Loan-to Value ratios of 50% and below.