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HDB Home Loan Calculator

Ease of Calculating Your Monthly Repayment

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Calculate Your Repayment

years
Please enter age from 21 to less than 70.
S$
Invalid loan amount entered.
years
Maximum loan tenure is 30 years or 70 years of age, whichever is earlier.

Computation Results

1st Year Monthly Instalment

S$1,000.00

2nd Year Monthly Instalment

S$1,000.00

3rd Year Monthly Instalment

S$1,000.00

Thereafter Monthly Instalment

S$1,000.00

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Disclaimer:
Results are indicative values only.
Terms and conditions apply.

HDB Home Loan Interest Rates

Interest Rates (% per annum)
Period Interest Rate (% p.a.)
1st Year 2.35 (Fixed)
2nd Year 2.35 (Fixed)
3rd Year 2.35 (Fixed)
Thereafter 3.50 (HHR - 3.50)

Published rates are as of 16 Jul 2025

Notes

  1. HDB Home Rate (HHR) is 7.00% p.a.
  2. Rates are only indicative and subject to change at any time without prior notice.
  3. 3-Year Fixed Package are for 100K & above.
  4. 2-Year Fixed Package are for 300K & above.
  5. Variable Rate Package are for 200K & above.
Interest Rates (% per annum)
Period Interest Rate (% p.a.)
1st Year 2.30 (Fixed)
2nd Year 2.30 (Fixed)
3rd Year 3.50 (HHR - 3.50)
Thereafter 3.50 (HHR - 3.50)

Published rates are as of 16 Jul 2025

Notes

  1. HDB Home Rate (HHR) is 7.00% p.a.
  2. Rates are only indicative and subject to change at any time without prior notice.
  3. 3-Year Fixed Package are for 100K & above.
  4. 2-Year Fixed Package are for 300K & above.
  5. Variable Rate Package are for 200K & above.
Interest Rates (% per annum)
Period Interest Rate (% p.a.)
1st Year 2.60 (HHR - 4.40)
2nd Year 2.60 (HHR - 4.40)
3rd Year 3.50 (HHR - 3.50)
Thereafter 3.50 (HHR - 3.50)

Published rates are as of 16 Jul 2025

Notes

  1. HDB Home Rate (HHR) is 7.00% p.a.
  2. Rates are only indicative and subject to change at any time without prior notice.
  3. 3-Year Fixed Package are for 100K & above.
  4. 2-Year Fixed Package are for 300K & above.
  5. Variable Rate Package are for 200K & above.