Financial Results

Full Year Financial Statements And Dividend Announcement

Chairman's Statement

Half-Year Financial Statements And Dividend Announcement

Full Year Financial Statements And Dividend Announcement

Financial Highlights 2023:

• Full year 2023 net profit of $93.4 million driven by total operating income of $212.3 million at net interest margin of 1.5%, a decline of 28.7% as compared to its record net profit 2022 of $130.9 million at net interest margin of 1.8%;
• Balance sheet remained strong with robust capital adequacy ratio at 16.3% to support lending activities and ample liquidity buffer above regulatory requirement to withstand market uncertainties;
• Asset quality remained stable with NPL ratio at new low at 0.5%;
• Dividend payout moderated to shore up capital and bolster financial resilience in the light of market uncertainties; commit to sustainable return to shareholders with dividend payout ratio at 60%;
• The Group maintained its prudent stance and discipline towards liquidity risk management and will continue to manage its balance sheet for sustainable growth.

Chairman's Statement

Half-Year Financial Statements And Dividend Announcement

Full Year Financial Statements And Dividend Announcement

Chairman's Statement

Half-Year Financial Statements And Dividend Announcement

Full Year Financial Statements And Dividend Announcement

Chairman's Statement

Half-Year Financial Statements And Dividend Announcement

Full Year Financial Statements And Related Announcement

Chairman's Statement

Half-Year Financial Statements And Related Announcement

Full Year Financial Statements And Related Announcement

Chairman's Statement

Third Quarter And Nine Months Financial Statements

Second Quarter And Half-Year Financial Statements And Related Announcement

First Quarter Financial Statements

Full Year Financial Statements And Related Announcement

Chairman's Statement

Third Quarter And Nine Months Financial Statements

Second Quarter And Half-Year Financial Statements And Related Announcement

First Quarter Financial Statements