Financial Results
2024
Half-Year Financial Statements And Dividend Announcement
[Pdf, 132 kb]
2023
Full Year Financial Statements And Dividend Announcement
Financial Highlights 2023:
- Full year 2023 net profit of $93.4 million driven by total operating income of $212.3 million at net interest margin of 1.5%, a decline of 28.7% as compared to its record net profit 2022 of $130.9 million at net interest margin of 1.8%;
- Balance sheet remained strong with robust capital adequacy ratio at 16.3% to support lending activities and ample liquidity buffer above regulatory requirement to withstand market uncertainties;
- Asset quality remained stable with NPL ratio at new low at 0.5%;
- Dividend payout moderated to shore up capital and bolster financial resilience in the light of market uncertainties; commit to sustainable return to shareholders with dividend payout ratio at 60%;
- The Group maintained its prudent stance and discipline towards liquidity risk management and will continue to manage its balance sheet for sustainable growth.
Full Year Financial Statements And Dividend Announcement ended 2023 [Pdf, 212 kb]
Chairman's Statement
[Pdf, 156 kb]
Half-Year Financial Statements And Dividend Announcement
[Pdf, 134 kb]
2022
Full Year Financial Statements And Dividend Announcement
[Pdf, 211 kb]
Chairman's Statement
[Pdf, 257 kb]
Half-Year Financial Statements And Dividend Announcement
[Pdf, 131 kb]
2021
Full Year Financial Statements And Dividend Announcement
[Pdf, 191 kb]
Chairman's Statement
[Pdf, 72 kb]
Half-Year Financial Statements And Dividend Announcement
[Pdf, 140 kb]
2020
Full Year Financial Statements And Related Announcement
[Pdf, 269 kb]
Chairman's Statement
[Pdf, 470 kb]
Half-Year Financial Statements And Related Announcement
[Pdf, 3.12 mb]
2019
Full Year Financial Statements And Related Announcement
[Pdf, 4.86 mb]
Chairman's Statement
[Pdf, 1.62 mb]
Third Quarter And Nine Months Financial Statements
[Pdf, 3.08 mb]
First Quarter Financial Statements
[Pdf, 2.56 mb]
2018