Hong Leong Finance Limited ("HLF" or the "Company") is committed to engaging its shareholders through regular, effective and fair communication, in compliance in accordance with listing rules of the Singapore Exchange Securities Trading Limited ("SGX-ST").

This Investor Relations ("IR") Policy describes the principles and practices for the Company to provide its shareholders and the investment community with information pertinent for their decision-making.

1. Policy Principles
   1. In the course of its IR activities, the Company will comply with all applicable securities laws and regulations.
   2. All material information will be disclosed accurately and on timely basis by the Company to SGX-ST through SGXNET and made available on the Company's corporate website (www.hlf.com.sg).
   3. Should there be any inadvertent disclosure made to a select group, the Company will make the same disclosure publicly to all shareholders as promptly as possible via SGXNET and on the Company's website.
   4. This Policy is subject to regular review by HLF's senior management and approval by the Board of Directors of the Company ("Board").
2. Communications Principles
   1. The Company is committed to treat all shareholders fairly and equitably by providing fair, transparent, balanced, clear and timely disclosure.
   2. The Company will give reasonable access to analysts and the media to help them formulate informed opinions of the Company and its development.
   3. The Company observes a "blackout period" of two weeks prior to the announcement of its quarterly results and one month prior to the announcement of its full-year results. During these periods, the Company does not comment on industry outlook nor the Group’s business performance and financial results.
   4. The Company does not respond to rumours or market speculation. However, if rumours indicate that material information may have been leaked or where there are unusual market or trading activities that could be attributable to such rumours or market speculation, clarifications will be made promptly through announcements via SGXNET.
3. Communication with Shareholders and Investment Community
   1. With the commitment to treat all shareholders fairly and equitably, the Company engage them through different platforms, including:
      (i)

      The Company's general meetings, namely the Annual General Meeting ("AGM") and as and when necessary, Extraordinary General Meeting ("EGM");
      (ii)

      Quarterly financial results announcements and results presentations announced via SGXNET and posted on the Company's corporate website;
      (iii)

      Regulatory announcements on SGXNET in compliance with the listing rules of SGX-ST;
      (iv)

      Annual reports and sustainability reports; and
      (v)

      Corporate website (www.hlf.com.sg).

   Shareholders' Meetings

   2. The Company's general meetings, especially the AGMs, is an important communication platform provided for shareholders to communicate directly to the Board of Directors and the Company's senior management.
   3. All shareholders will be sent a copy of the notice of AGM/EGM, which lists all items of business to be transacted at the general meeting, within the required notice period prior to the AGM/EGM. Shareholders will be informed of the rules, including voting procedures that govern these general meetings.
   4. The notices of AGM/EGM will also be announced via SGXNET.
   5. All shareholders are entitled to attend and vote at general meetings in person or by proxy. Shareholders can appoint proxies to attend, speak and vote at general meetings in their absence:
      • Shareholders who are not relevant intermediaries may appoint not more than two proxies
      • Shareholders who are relevant intermediaries may appoint more than two proxies
   6. All members of the Board, the Company's key management personnel and the external auditors of the Company will endeavour to be in attendance at general meetings to address shareholders' queries.
   7. In support of greater transparency and to allow for a more efficient voting system, the Company conducts electronic poll voting at all general meetings whereby shareholders present in person or represented by proxy at the meeting will be entitled to vote on a 'one-share, one-vote' basis. Detailed results of the votes cast for and against each resolution will be disclosed at the meetings and announced via SGXNET on the same day of the meetings. The minutes of these meetings, which include the key comments and queries raised by shareholders and the responses from the Board, senior management and the external auditors will be made available on the Company's website within a reasonable time after the conclusion of the relevant meeting, and will be furnished to any shareholder upon his or her request.

   Investors' Communication

   8. In addition, the Company will meet with investors, analysts and the media at appropriate times.

   Corporate Website

   9. The Company will make available all financial results announcements, annual reports, presentation materials, and other corporate information in the "Investor Relations" section of its corporate website.